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FCBA | BCS Foundation Certificate in Business(R) Analysis

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FCBA - BCS Foundation Certificate in Business(R) Analysis - braindump

Vendor ISEB
Exam Number FCBA
Exam Name BCS Foundation Certificate in Business(R) Analysis
Questions 160 Q & A
Recent Update March 16, 2018
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FCBA Certification Brain Dumps Source : BCS Foundation Certificate in Business(R) Analysis

Test Code : FCBA
Test Name : BCS Foundation Certificate in Business(R) Analysis
Vendor Name : ISEB
Q&A : 160 Real Test Questions/Answers

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Airberlin bought me a ticket after which went out of company. How am i able to get a refund? | killexams.com real questions with brain dumps

Kurt Piemonte is annoyed when Expedia calls to tell him that his upcoming Airberlin flight to Barcelona has been canceled. He requests the subsequent available flight and is shocked to locate that there aren’t any — ever once again. And a new shock quickly follows: a refund usually are not coming near near. Is there the rest we will do to help?

query: within the spring, I bought two roundtrip tickets from Boston to Barcelona via Expedia on Airberlin. On Oct. four, Expedia counseled me that our flights were canceled with the aid of Airberlin. The agent counseled me that she would post the request for a reimbursement to Airberlin on my behalf. I had paid a total of $807 for both tickets.

Two weeks later, I acquired an e-mail from Expedia informing me that the airline would now not offer money back for tickets and to contact my bank card business (Chase).

alas, the Chase consultant informed me that as a result of one other carrier could be buying Airberlin, the new proprietor may additionally eventually make a decision to refund us so that they can't reimburse us unless all that grime settles.

I sent an e-mail to Expedia’s CEO, to specific my disappointment within the method i used to be handled and defined that I had expected Expedia to reimburse me on account that they served as my agent. An Expedia consultant replied with the same runaround as earlier than then stated, “We received’t pay someone else’s debt.” excellent customer provider for a loyal customer who has been the use of them for greater than two decades! Is there a means to retrieve our cash? — Kurt Piemonte, Natick, Mass.

reply: What a frustrating situation! i'm not bound if it'll make you think enhanced or worse to know that you just aren’t on my own. There are hundreds of Airberlin customers faced with this same catch 22 situation: the way to extract refunds from the failed airline?

connected story:   These anti-buyer legal guidelines may still be repealed now

After Etihad pulled its financial backing of Airberlin in August 2017, Airberlin declared chapter.

however the German government offered an emergency personal loan and Airberlin continued to operate, it was clear that its days were numbered. right through September, Airberlin begun canceling lengthy-haul flights after which short-haul flights earlier than completely ceasing operation in October.

in case you were informed that your scheduled flight become canceled, the total economic affect of this cancellation did not automatically hit you. It wasn’t until tons later when Expedia instructed you that it could not system your refund that you realized your precarious condition.

Expedia is a third celebration reserving agent, however the charge to your credit card got here from Airberlin. And Airberlin is below insolvency insurance plan. That protection relieves the airline from its obligation to pay any claims at present.

Expedia’s advice to contact your bank card company about these costs turned into the extent of what it might do for you in this extraordinary situation.

you then turned to Chase with high hopes for a short decision. That hope turned into swiftly deflated when the Chase consultant you spoke to encouraged you to wait and spot if Airberlin would be purchased by means of another airline. After this hypothetical buy, you might request your refund from the brand new owner, the Chase consultant recommended.

This gave the impression of an unnecessarily complicated and prolonged direction to a refund with no assure of success on the conclusion factor.

no longer at all what you wanted to do.

when I reviewed your paper path, I stated that you just had not officially requested a chargeback.

related story:   Credible conflict

The reasonable credit Billing Act (FCBA) protects credit-card-using patrons against, among different things, retailers who do not give items and capabilities as agreed upon.

however are bank card groups required to protect their purchasers in opposition t bankrupt retailers?

To find out, I contacted the Federal trade commission.

Carole Reynolds, senior attorney within the Division of financial Practices, explains:

One class of billing error below the FCBA is a mirrored image on or with a periodic commentary of an extension of credit score for property or services no longer permitted through the consumer or not brought to the consumer as agreed. except there changed into some settlement on this remember, this condition might contain a billing error for dispute (e.g., “not delivered as agreed”) — trade tends to call the dispute manner a “chargeback.”

extra, i was instructed that it could be somewhat odd for a credit card company to write a provision into its policy that might liberate it from obligation within the case of a bankrupt merchant.

And what if there isn't any money in the merchant’s account or that account is currently being protected by means of bankruptcy legal guidelines? The FCBA requires the bank card bank to take in the debt.

if you crucial a further illustration to highlight the importance of the use of a credit card when making massive purchases, here's it.

With this information in hand, I inspired you to reach out to Chase once again and to peculiarly ask for a chargeback of those tickets.

you did so and this time you obtained your refund. you are glad with this result and i am happy to have pointed you in the appropriate path.

linked story:   My mother used Chase QuickPay and by accident despatched $1,450 to a stranger

despite the fact we are able to’t help the buyers who contact us for guidance with Airberlin claims that involve european 261, damaged/misplaced baggage or unused vouchers, a credit card chargeback should still work for most would-be passengers who've charged Airberlin tickets for flights so that it will not ever operate.

Supreme court docket allows for full enforcement of Trump commute ban all over legal challenges | killexams.com real questions with brain dumps

The Supreme courtroom is considered in Washington on June 26, 2017. (AP image/J. Scott Applewhite)

J. Scott Applewhite

WASHINGTON (AP) — The Supreme courtroom on Monday allowed the Trump administration to entirely implement a ban on trip to the USA with the aid of residents of six generally Muslim international locations.

this is not a remaining ruling on the commute ban: Challenges to the policy are winding during the federal courts, and the justices themselves eventually are expected to rule on its legality.

but the motion indicates that the excessive courtroom might at last approve the latest version of the ban, announced by using President Donald Trump in September. lessen courts have persevered to find issues with the policy.

Opponents of this and former models of the ban say they show a bias towards Muslims. they say that was bolstered most currently through Trump's retweets of anti-Muslim movies.

"President Trump's anti-Muslim prejudice isn't any secret. He has again and again verified it, including simply final week on Twitter. it be unfortunate that the entire ban can circulate forward for now, however this order does not handle the merits of our claims," noted Omar Jadwat, director of the American Civil Liberties Union's Immigrants' Rights venture. The ACLU is representing some opponents of the ban.

simply two justices, Ruth Bader Ginsburg and Sonia Sotomayor, referred to their disagreement with court orders enabling the latest coverage to take full impact.

the new policy isn't expected to cause the chaos that ensued at airports when Trump rolled out his first ban abruptly in January.

The ban applies to tourists from Chad, Iran, Libya, Somalia, Syria and Yemen. lower courts had pointed out americans from those countries with a declare of a "bona fide" relationship with someone within the united states couldn't be kept out of the country. Grandparents, cousins and different loved ones have been among these courts mentioned could not be excluded.

The courts have been borrowing language the Supreme courtroom itself came up with ultimate summer to allow partial enforcement of an prior version of the ban.

Now, these relationships will no longer supply a blanket exemption from the ban, despite the fact visa officials can make exceptions on a case-with the aid of-case groundwork.

The justices offered no explanation for their order, but the administration had mentioned that blocking the entire ban turned into causing "irreparable hurt" since the coverage is in keeping with respectable countrywide security and overseas coverage concerns.

In proceedings filed in Hawaii and Maryland, federal courts mentioned the up to date commute ban violated federal immigration legislations. The commute policy also applies to tourists from North Korea and to some Venezuelan govt officers and their families, but the proceedings did not challenge those restrictions. additionally unaffected are refugees. a short lived ban on refugees expired in October.

all the rulings thus far were on a preliminary groundwork. The San Francisco-based 9th U.S. Circuit courtroom of Appeals and the 4th U.S. Circuit court docket of Appeals in Richmond, Virginia, could be conserving arguments on the legality of the ban this week.

each courts are coping with the subject on an accelerated basis, and the Supreme courtroom cited it expects these courts to reach decisions "with acceptable dispatch."

short resolution by means of appellate courts would permit the Supreme court to hear and judge the concern this term, by way of the end of June.

Brown, Boswell lead Steelers to 23-20 win over Bengals | killexams.com real questions with brain dumps

CINCINNATI (AP) — No count number how excessive the stakes, how huge the deficit or how late within the game, Ben Roethlisberger and his complicated-to-catch playmakers at all times discover a means to leave the Bengals wondering what simply happened.

Chris Boswell kicked a field aim on the ultimate play presently after Antonio Brown caught a 6-yard touchdown pass — taking successful to the top while touchdown within the end zone — and the Pittsburgh Steelers pulled off a different improbable comeback towards the bowled over Bengals, rallying for a 23-20 victory Monday nighttime.

Down 17-0 early, the Steelers (10-2) extended their most useful beginning considering 2004 in a actual game with a couple frightening injuries. Brown's landing tied it at 20 with three:51 to go — safety George Iloka changed into penalized for hitting him in the head after the capture. Boswell gained it with 38-yard container goal, his second straight winner within the closing seconds.

both teams know the script.

"It sort of jogged my memory of the playoff video game — what turned into it, two years ago?" Steelers protecting conclusion Cameron Heyward referred to. "or not it's form of the optimal reality tv exhibit obtainable — superior than the Kardashians."

Two years in the past, the Steelers came to Paul Brown Stadium and pulled out an inconceivable 18-16 playoff win installation via Cincinnati's fumble and personal fouls on Vontaze Burfict and Adam "Pacman" Jones. Boswell won that one with a 35-yard kick with 14 seconds left.

desperate for a win to salvage their playoff hopes, the Bengals (5-7) still couldn't discover a means to beat their Ohio River rival, no longer even after getting off to the big early lead. They've dropped six straight and 9 of 10 towards Pittsburgh.

"Very disappointing," referred to Bengals receiver A.J. green, who had two touchdown catches within the first half. "We had it."

Nope. They under no circumstances do, not against the Steelers.

"we have now bought a no-blink community," coach Mike Tomlin said. "we now have been in this circumstance before, and in this stadium before."

The hard-hitting online game changed into crammed with personal fouls, penalties and injuries that could have an extended-time period impact, exceptionally for the AFC North leaders.

Pittsburgh misplaced leading tackler Ryan Shazier to a again injury within the first quarter. The linebacker was taken off the field on a cart and brought to a health center for contrast. Tomlin had no details about his harm or his prognosis after the game. ESPN said that Tomlin went to the clinic after the online game to verify on Shazier.

"Ryan is without doubt one of the greatest avid gamers on this defense," linebacker Vince Williams spoke of. "when we need a huge play, he is one of the vital guys we appear to. or not it's going to be hard."

Bengals linebacker Vontaze Burfict changed into carted off within the fourth quarter after JuJu Smith-Schuster leveled him with a high hit, then taunted him by walking over him.

there were 4 penalties for needless roughness, one for unsportsmanlike behavior, one for roughing the passer and one other for taunting. The Bengals self-destructed with 13 penalties for a team-record 173 yards.

The Steelers stay tied with New England for top-rated listing in the conference. They host the Patriots on Dec. 17.

Bottled up by using Cincinnati's aggressive defense in the first half, Pittsburgh's playmakers made the change down the stretch, just as they've all season. They rallied to beat the Packers 31-28 last Sunday on Boswell's fifty three-yard field aim on the final play, which was deploy with the aid of Brown's amazing sideline capture.

After missing practice last week with an injured toe, Brown ran gingerly in pregame warmups and had one other big video game, completing with one hundred and one yards in eight catches.

Le'Veon Bell ran for 76 yards and had one other 106 yards on five catches, including a 35-yard touchdown play through which he remarkably stored his stability along the sideline — cornerback William Jackson pulled up, considering there turned into no means he could live inbound.

it's the first time that Bell and Brown each and every had one hundred yards receiving within the equal game. Ben Roethlisberger became 24 of forty for 290 yards with a pair of touchdowns and an interception.


The Steelers have won eleven straight major-time games, together with 4 already this season towards the Lions (Sunday night), the Titans (Thursday night) and the Packers (closing Sunday nighttime). it's been a horrific time slot for the Bengals, who are eleven-24 on Monday nighttime, dropping their previous four.

major-TIME avid gamers

Roethlisberger has won his last seven major-time begins, throwing 26 touchdowns and 5 interceptions. In those video games, Brown has fifty eight catches for 883 yards with 15 touchdowns.

on your FACE

Bell and Burfict have a long-running feud on Twitter, and it acquired in-your-face correct away. After Jones picked off a move to end the Steelers' opening possession, Bell shoved Burfict's facemask and drove him to the ground, drawing a personal foul.

big quantity

Roethlisberger became the eighth quarterback in NFL heritage to attain 50,000 yards passing, joining Peyton Manning, Brett Favre, Drew Brees, Tom Brady, Dan Marino, John Elway and Eli Manning.

different accidents

Steelers: Brown overlooked practice final week with a toe damage. He moved slowly all over pregame warmups however begun and comprehensive with eight catches for one hundred and one yards.

Bengals: Jones injured his groin on his first-quarter interception and failed to return. working lower back Joe Mixon suffered a concussion late in the first half.

UP subsequent

Steelers host 2d-vicinity Baltimore (7-5) next Sunday night in their fourth leading-time video game of the season. They received at Baltimore 26-9 on Oct. 1.

Bengals host the Bears (three-9), completing a stretch of three straight domestic video games. Cincinnati is 3-2 at Paul Brown Stadium this season.


For extra NFL coverage: http://www.pro32.ap.org and http://www.twitter.com/AP—NFL

Copyright 2017 The associated Press. All rights reserved. This fabric may also now not be published, broadcast, rewritten or redistributed.

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